Credit FACTS
Negotiating Debt Away Don't Close Accounts Prepaid/Secured Cards Adding Trade Lines

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Section Six

Learn how to make a compromising offer to a creditor or collection agency with beneficial results to your credit report. Sample letter included.

Did you know?

It is in the best interest of a creditor to try and make a deal with you for a partial payment, if not the entire sum, in return for an item either being removed or modified to a positive comment. The alternative is not getting a penny or selling your account to a collection agency.

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